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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal offers that’s extra security and peace of min...

PayPal offers that’s extra security and peace of mind with my online payments. The payment over three months, comes in handy for those spontaneous buys as well. Reviewed on: 15th April 2026

Very reliable!

Very reliable! Always good and never disappointed Reviewed on: 15th April 2026

Very easy, hassle free shopping.

Very easy, hassle free shopping. Reviewed on: 15th April 2026

I like the 4 month interest free option.

I like the 4 month interest free option. Customer service has also been very helpful when contacted Reviewed on: 15th April 2026

Good customer support and service.

Good customer support and service. Very helpful too Reviewed on: 15th April 2026

good service

good service , good and polite customer service Reviewed on: 15th April 2026

Easy to complete any tasks and to deal will claim...

Easy to complete any tasks and to deal will claim back Reviewed on: 15th April 2026

Sorted my problems.

I've only had a couple of problems but PayPal sorted out the problem and the refund. Reviewed on: 15th April 2026

PayPal is easy to use online

PayPal is easy to use and has made online shopping much easier for me, I'm also more confident about my purchases being protected. PayPal Pay in 3 and PayPal Credit are great ways to spread the cost. The only complaint I have is that for a period of a few months Pay in 3 wasn't available to me, there was no explanation. I couldn't find out why or if it was gone for good. It did become available again, I had called PayPal and they were unable to give an explanation. Other than that I've always found using PayPal is very useful. Reviewed on: 15th April 2026

Absolutely amazing customer service and rates for cr...

Absolutely amazing customer service and rates for credit, smooth transaction. Reviewed on: 15th April 2026

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