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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Excellent experience every time I use the app

Excellent experience every time I use the app Reviewed on: 15th April 2026

Safe and convenient, for online shopping and has eas...

Safe and convenient, for online shopping and has easy payment facilities Reviewed on: 15th April 2026

I have had the security of knowing that I was protec...

I have had the security of knowing that I was protected by PayPal for all my transactions and I like that I have built a long term relationship with them to be able to buy the things I do. Reviewed on: 15th April 2026

Easy to use

Easy to use and available as a payment option for the majority of my purchases. Reviewed on: 15th April 2026

I now use PP credit as a regular payment option with...

I now use PP credit as a regular payment option with the virtual card allowing 4 months interest free payments which is great. Reviewed on: 15th April 2026

They approve my credit and help payments in installm...

They approve my credit and help payments in installments Reviewed on: 15th April 2026

Good customer service.

Good customer service. Nice and easy. Reviewed on: 15th April 2026

They have backed me.

They have backed me every time ive needed them! Reviewed on: 15th April 2026

I love spreading paiement with free interest

I love spreading paiement with free interest Reviewed on: 15th April 2026

Great for paying over 3 months.

Great for paying over 3 months. Easy and affordable Reviewed on: 15th April 2026

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