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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Long time customer fast and efficient charges for In...

Long time customer fast and efficient charges for International payment are bit high. Reviewed on: 15th April 2026

Easy payment option for any online purchases

Easy payment option for any online purchases Reviewed on: 15th April 2026

very affordable

Great way to make payments very affordable Reviewed on: 15th April 2026

EAsy Easy easy ........why mess about with others...

never had an issue easy to use easy to check payments and anything owing easy to make payments and far easier then trying to deal with a bank or any other credit in fact the whole thing is easy Reviewed on: 15th April 2026

When ever I have any problems with a purchase PayPal...

When ever I have any problems with a purchase PayPal is always ready to help in what ever way they can Reviewed on: 15th April 2026

Been great lovely service Overall, PayPal is a relia...

Been great lovely service Overall, PayPal is a reliable and user-friendly payment service, particularly useful for online shopping and international transfers Reviewed on: 15th April 2026

PayPal has been a wonderful financial platform that...

PayPal has been a wonderful financial platform that has helped me transact in different currencies and with different countries seamlessly Reviewed on: 15th April 2026

Pleasant , great , quick

Pleasant , great , quick, reliable Reviewed on: 15th April 2026

I love the variety of credit

I love all the options ot offers and the security of using credit for purchases. Reviewed on: 15th April 2026

Ideal for budgeting up until payday and urgent purch...

Ideal for budgeting up until payday and urgent purchase Reviewed on: 15th April 2026

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