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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

safety in transactions

Good at refunding payments and safety in transactions Reviewed on: 15th April 2026

Super handy

It’s a really handy thing to have and gives me a bit of extra time for bigger purchases without the hassle of applying Reviewed on: 15th April 2026

Quick easy and convenient .

Quick easy and convenient . Many payment options and easy to control Reviewed on: 15th April 2026

Inguciuks

It is always easy to get in touch and get help. Reviewed on: 15th April 2026

Paypal has helped me in times of difficulties

Paypal has helped me in times of difficulties with the PayPal credit. Thank you so much PayPal. I will always use PayPal Reviewed on: 15th April 2026

Easy and efficient.

Easy and efficient. Fantastic rewards Reviewed on: 15th April 2026

I have excellent experience with the PayPal.

I have excellent experience with the PayPal. Reviewed on: 15th April 2026

An excellent experience with using PayPal and their...

An excellent experience with using PayPal and their customer service is very good, too. Reviewed on: 15th April 2026

Safe and simple payment method

So quick and easy to use, with so many companies accepting PayPal now as a payment method. Reviewed on: 15th April 2026

PayPal is very secured.

PayPal is very secured. I like very much for their security and other digital banking service. Reviewed on: 15th April 2026

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