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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal makes things really easy.

PayPal makes things really easy. My neutral comment for customer service is because when my account was hacked a few years back, it was really difficult to get any sense from PayPal. For ease of buying and convenience I think it’s amazing Reviewed on: 15th April 2026

Happy customer

PayPal is easy to access, they have helped me deal with disputes and kept me up to date with any progress regarding claims. The security aspect of signing into the account gives me confidence that no one else can access my account. Reviewed on: 15th April 2026

Awesome forever

Really great customer service. Payments are quick and the staff is professional. Great work Reviewed on: 15th April 2026

Very handy and easy to use access and take payments...

Very handy and easy to use access and take payments Reviewed on: 15th April 2026

I know my money is safe, with PayPal.

I have used PayPal for many years. I know that PayPal is trustworthy and your money is safe. I will continue to recommend it to everyone. Reviewed on: 15th April 2026

It’s good but it’s need to updated the app

It’s good but it’s need to updated the app Reviewed on: 15th April 2026

Fast and reliable, very dependable.

Fast and reliable, very dependable. I was skeptical at first but once o tried it, it's was simple and easy. Great service Reviewed on: 15th April 2026

Very easy to use.

Very easy to use. Amazing customer service and assistance. Would recommend to all. Reviewed on: 15th April 2026

Always easy and straightforward to use

Always easy and straightforward to use! The app is good and keeps me in control of my spending. Easy to navigate and is useful for buying things when funds are a little tight! You can keep on top of your payments and not have to stress. Reviewed on: 15th April 2026

I like the different ways I can pay for things

I like the different ways I can pay for things Reviewed on: 15th April 2026

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