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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

It’s been a privilege to use it , I can’t give it en...

It’s been a privilege to use it , I can’t give it enough credit Reviewed on: 15th April 2026

Such an easy system straight forward and accessible...

Such an easy system straight forward and accessible to all you can purchase s wide range if goods and any purchase issues very good customer support to sort issues out Reviewed on: 15th April 2026

So handy having the pay in three option with PayPal...

So handy having the pay in three option with PayPal I use it a lot especially when buying clothes as it means I can get them home and try them without paying out the full amount in case they don’t fit etc . Reviewed on: 15th April 2026

Paypal is the way forward

I always use PayPal where available. It’s simple fast and you have options to pay back which is brilliant. Well done Paypal! Reviewed on: 15th April 2026

Convenient, simple safe and secure good value and v.

Convenient, simple safe and secure good value and v. Good customer service Reviewed on: 15th April 2026

No issues whatsoever!

No issues whatsoever,.customer service always very helpful Reviewed on: 15th April 2026

Always good can't fault.

Always good can't fault. The PayPal credit is great to always use for big purchases. Reviewed on: 15th April 2026

Great service

Always happy with this service willing to please Reviewed on: 15th April 2026

Such an easy way to spend your money and to keep you...

Such an easy way to spend your money and to keep your spending in check. A great way of stretching your finances to their full capacity Pay Pal just makes life so easy with the App being so easy to use! Reviewed on: 15th April 2026

I love PayPal

Never had an issue when using PayPal Reviewed on: 15th April 2026

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