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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal credit is fantastic!

PayPal credit is fantastic. Being able to make use of the promotional 4 months 0% has been extremely useful for me. It is a great platform, and I’m very glad to have access to it Reviewed on: 15th April 2026

Security and efficiency matters

Never had a problem and it feels secure. Quick delivery of credit when required. Reviewed on: 15th April 2026

Been a customer for many years due to ease of...

Been a customer for many years due to ease of use Reviewed on: 15th April 2026

It is very good my experience with PayPal credit and...

It is very good my experience with PayPal credit and I enjoy it and the good thing about it is every time you use you’re got a point which is later on become money Reviewed on: 15th April 2026

Best secure way to pay online.

Best secure way to pay online. Got a problem PayPal resolve it 0% finance available and pay later. Double security check gace and fingerprint recognition adds to the speed. Accepted by most reputable establishments Reviewed on: 15th April 2026

Brilliant can’t fault it one bit

Brilliant can’t fault it one bit Reviewed on: 15th April 2026

Easy service to use, safe, secure and very convenient.

Easy service to use, safe, secure and very convenient. Great way to purchase things without breaking the bank or if you need something urgently before payday. Reviewed on: 15th April 2026

Everything good

Clear information, secure log in, good finance tool Reviewed on: 15th April 2026

Perfect system

Using in many places while gaming and shoping Reviewed on: 15th April 2026

I wont buy much without using paypal, for the protec...

I wont buy much without using paypal, for the protection mainly and speed of any help needed, been with them over 15 years now. Reviewed on: 15th April 2026

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