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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

The best way to pay.

Always handy to have as most companies and individuals have paypal, has got me out of a few scrapes when i didn't have cash handy, easy to use and the app makes payments somple. If you ever need credit they are always there to split the cost and make bills manageable Reviewed on: 15th April 2026

Really handy for everyday online shopping

I’ve been using PayPal Credit mainly for online shopping, and it’s been really handy. It was quick and easy to set up, and I like how simple it is to use at checkout without having to keep entering card details. I’ve found it useful being able to spread the cost of things when needed, especially for bigger purchases. Everything has worked smoothly so far, and it’s easy to keep track of what I’ve spent and what I need to pay back. Overall, it’s been a really convenient and reliable option for me, and I’ll definitely keep using it. Reviewed on: 15th April 2026

Best money app available

Awesome app easy and perfect for someone who wants to pay over time interest free Reviewed on: 15th April 2026

I love PayPal and PayPal credit, without I don’t do...

I love PayPal and PayPal credit, without I don’t do any purchases always using my PayPal Reviewed on: 15th April 2026

Not had any issues so all good for me

Not had any issues so all good for me Reviewed on: 15th April 2026

I love how easy and simple it is to use PayPal.

I love how easy and simple it is to use PayPal. It’s my day to day go to for payments. Reviewed on: 15th April 2026

Love using PayPal

I Love using PayPal Pal it is great for paying either credit or pay in three you can spread your payments to suit you really great Reviewed on: 15th April 2026

Great all round experience

Great service, easy and fast when resolving problems Reviewed on: 15th April 2026

No bad experiences, only positive.

No bad experiences, only positive. Couldn’t score customer services, as never had cause to use it Reviewed on: 15th April 2026

Customer service excellent never had a problem with...

Customer service excellent never had a problem with a refund Reviewed on: 15th April 2026

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