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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Excellent experience

PayPal credit has enabled me to do various activities with my family. Reviewed on: 15th April 2026

PayPal making money easy

I use PayPal because it makes managing my money easier Reviewed on: 15th April 2026

PayPal credited is easy and efficient when you need it.

PayPal credited is easy and efficient when you need it. I enjoy using PayPal credit I love how it gives you time to pay interest free. Reviewed on: 15th April 2026

Always easy and clear so there can be no confusion.

Always easy and clear so there can be no confusion. Reviewed on: 15th April 2026

Excellent, easy to use making transactions simple

Excellent, easy to use making transactions simple Reviewed on: 15th April 2026

I have very good experience with PayPal

I have very good experience with PayPal Reviewed on: 15th April 2026

Very easy to use and very handy when buying things o...

Very easy to use and very handy when buying things online Reviewed on: 15th April 2026

Easy one hassle free experience and easy interface t...

Easy one hassle free experience and easy interface to use Reviewed on: 15th April 2026

Using PayPal has been a very straightforward experie...

Using PayPal has been a very straightforward experience across the many years I have used the service, and have had few problems. On the rare occasions I've had to rope on customer support, they've been very helpful and easy to work with to sort my issue out. Reviewed on: 15th April 2026

I have used PayPal for various payments over the yea...

I have used PayPal for various payments over the years everyone as easy as the last. Everything just works with paypal Reviewed on: 15th April 2026

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