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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Always handy to have

Very easy to use app and the credit becoming more widespread is very handy. I’ve found it especially useful to send money to family/ friends quickly and with ease. The option to use the credit with 0% for a few months has also been a lifesaver in emergencies. Reviewed on: 15th April 2026

Easy breezy

I found using PayPal to make payments very convenient and very straightforward Reviewed on: 15th April 2026

I have never had a problem

I have never had a problem with the service and am confident that my purchases are secured against bogus retailers. Reviewed on: 15th April 2026

Zuikuyis

Very good, evething perfect. I soo happy paypal Reviewed on: 15th April 2026

Hassle free way to pay for purchases.

Hassle free way to pay for purchases. And good credit rate too. Reviewed on: 15th April 2026

Very fast and reliable when doing buisness and if an...

Very fast and reliable when doing buisness and if any problems with orders they are quick to help you Reviewed on: 15th April 2026

Been using it for years never an issue

Been using it for years never an issue Reviewed on: 15th April 2026

Easy to use and follow when making a payment the pro...

Easy to use and follow when making a payment the process is easy Reviewed on: 15th April 2026

I have used paypal for a few years now, it makes sho...

I have used paypal for a few years now, it makes shopping on line so much easier. I feel secure and confident using paypal. I like that paypal deal with issues with the seller if you cannot get a resolution yourself. Reviewed on: 15th April 2026

Ease to pay by Paypal

I bought a product with Paypal it was so easy to pay back the total amount. Reviewed on: 15th April 2026

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