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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great service

Love the service and peace of mind using it. Reviewed on: 15th April 2026

Single click payment gateway

PayPal is my single click payment gateway.. safe and easy touse Reviewed on: 15th April 2026

I have no experience contacting paypal customer serv...

I have no experience contacting paypal customer services. Its a good news! The messages and emails which i received are sufficient. I had no issues or problem with this form of payment. Reviewed on: 15th April 2026

Always so simple to do and works with all retailers...

Always so simple to do and works with all retailers I could need Reviewed on: 15th April 2026

life is so much easier with paypal

personally it just makes life so much easier when completing transactions online. Reviewed on: 15th April 2026

Simplistic credit about.

I have used PayPal credit for years and have never had an issue. It is simple to use and everything is simple and clear in the app. I would recommend this product to anyone. Reviewed on: 15th April 2026

great ways to borrow and pay back interest free

great ways to borrow and pay back interest free Reviewed on: 15th April 2026

I used paypal credit to pay for a holiday.

I used paypal credit to pay for a holiday and got 6 months interest free so it allowed me to pay it bit by bit. Easy to make payments and timely reminders made it easy to track and keep on top of my balance and payments. Reviewed on: 15th April 2026

good and well deserved.

good and well deserved. easy to use and easy yo access worldwide Reviewed on: 15th April 2026

good experience using PayPal.

Seamless and good experience using PayPal. I have got some much confidence on them. Reviewed on: 15th April 2026

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