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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Used PayPal credit was a good service

Used PayPal credit was a good service Reviewed on: 15th April 2026

Brilliant service

Always very helpful with any questions and refunds Reviewed on: 15th April 2026

Happy customer, never had any problems

Happy customer, never had any problems Reviewed on: 15th April 2026

Help where possible

I like PayPal because it's fast reliable and if I have had a problem the are quick to help, they keep in me well informed about how far things along things are. Even making sure that I'm happy with the outcome any dispute Reviewed on: 15th April 2026

Easy to use and always trustworthy

Easy to use and always trustworthy Reviewed on: 15th April 2026

Paypal credit is so handy and fair.

Paypal credit is so handy and fair. Really easy to use and good for spreading big payments out or subscriptions and pay it when you want Reviewed on: 15th April 2026

PayPal is always helpful and it's easy to use

PayPal is always helpful and it's easy to use Reviewed on: 15th April 2026

PayPal offer excellent customer service.

PayPal offer excellent customer service. Should a problem arise with a vendor which they ignore or refuse to cooperate, PayPal resolution team will handle on your behalf. This is ideal as it takes all the pressure, frustration off our (customer) shoulders. I find this service so valuable due to health issues. PayPal gives me peace of mind. Reviewed on: 15th April 2026

I've used PP for many years now and have never had a...

I've used PP for many years now and have never had any doubts about quality of service or ease of using app. I now also have virtual card in wallet for use when needed, and most of all you've made spreading cost of the more expensive items more managable with pay monthly with zero interest Whats not to like about Pay Pal 100% from me. Reviewed on: 15th April 2026

No secret charges , accurate and reliable

No secret charges , accurate and reliable Reviewed on: 15th April 2026

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