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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Good app to use have used it for years

Good app to use have used it for years Reviewed on: 15th April 2026

Easy and quick.

Easy and quick. Simple to use. Would highly recommend. Reviewed on: 15th April 2026

It's a very good app, it's helped me a lot...

It's a very good app, it's helped me a lot lately Reviewed on: 15th April 2026

Aye, all good.

Aye, all good. Interest free for 6 months on large purchases helps Reviewed on: 15th April 2026

I like the 4 konths interest free A*

I like the 4 konths interest free Reviewed on: 15th April 2026

PayPal Review

Used Pay Pal for many years never had a problem . Very easy too use and 100% safe would recommend anyone too use PayPal . Reviewed on: 15th April 2026

PayPal is useful and fair opportunity

PayPal is useful and fair opportunity Reviewed on: 15th April 2026

I find paypal an extremely easy way to keep track of...

I find paypal an extremely easy way to keep track of my spending and I also like having different options to make payments Reviewed on: 15th April 2026

Been easy and affordable I am very happy with PayPal...

Been easy and affordable I am very happy with PayPal and PayPal credit Reviewed on: 15th April 2026

Great user interface.

Great user interface. I never have any issues with the app or moving money around. Reviewed on: 15th April 2026

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