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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Very simple and easy to use .

Very simple and easy to use . Has really helped me a lot .Super satisfied Reviewed on: 15th April 2026

Reliable, good customer service.

Reliable, good customer service. I feel comfortable using it Reviewed on: 15th April 2026

Why I chose PayPal

Safe ,manageable and gives me confidence to buy on line .PayPal is the paying method I wouldn’t do without. Reviewed on: 15th April 2026

Fantastic

Always easy to contact and alway got you covered Reviewed on: 15th April 2026

Never had an issue with PayPal always worked when ne...

Never had an issue with PayPal always worked when needed and great options for purchases Reviewed on: 15th April 2026

Love everything PayPal

Very easy and clear, excellent App Reviewed on: 15th April 2026

It’s great.

It’s great. Very easy to use and app is very clear Reviewed on: 15th April 2026

Never had a problem.

Never had a problem. It's fast, easy and accepted by most retailers. I can pay in 3 for interest free credit on most things and id recommend it to everyone. Reviewed on: 15th April 2026

Still using PayPay for over 20 years

Alway a great experience using PayPal. Customer service is always helpful when I have a problem. Reviewed on: 15th April 2026

Making your money do more.

It's a great little incentive and nice to earn points whilst spending. Making your money do more. Reviewed on: 15th April 2026

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