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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Never had any problems at all, any queries resolved...

Never had any problems at all, any queries resolved immediately Reviewed on: 15th April 2026

I contacted customer service regarding paypal credit...

I contacted customer service regarding paypal credit as I wanted to change my payment date. They were helpful and efficient and I was able to get the date changed with no problem. Reviewed on: 15th April 2026

Easy to use, no hassle - and now with rewards when u...

Easy to use, no hassle - and now with rewards when used for paying for stuff. Reviewed on: 15th April 2026

Excellent service i always pay with paypal as it mak...

Excellent service i always pay with paypal as it make me feel safe online shopping. Reviewed on: 15th April 2026

Great and easy, can use it loads of places

Great and easy, can use it loads of places Reviewed on: 15th April 2026

Good well presented love the customer service

Good well presented love the customer service Reviewed on: 15th April 2026

Really great service.

Really great service. I use PayPal credit for most of my transactions! Reviewed on: 15th April 2026

Very good and seamless service.

Very good and seamless service. Highly recommend Reviewed on: 15th April 2026

Standard

Great experience using PayPal credit so far. Flexible terms and conditions Reviewed on: 15th April 2026

No worries

No problems, straight forward. Happy so far! Reviewed on: 15th April 2026

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