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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great overall service easy to navigate app.

Great overall service easy to navigate app. Response time to issues could be slightly quicker but great service once you get the respons. Good perks aswell Reviewed on: 15th April 2026

Been a lifesaver on a number of occasions that have...

Been a lifesaver on a number of occasions that have helped het my family out a hole Reviewed on: 15th April 2026

Easy to use.

Easy to use. Easy to make payments. Happy with the service. Reviewed on: 15th April 2026

Safe and easy to use

Easy to use and a safe way to pay, try to use with most of my online purchases Reviewed on: 15th April 2026

I use PayPal for long time now and it has been very...

I use PayPal for long time now and it has been very convenient and helpful for me. Reviewed on: 15th April 2026

Great experience

Always had a great experience with PayPal. Great security, great features and absolutely love the choices of ways to pay. Know my details are secure. Very very happy customer. Reviewed on: 15th April 2026

Very good easy to use convenience realiable

Very good easy to use convenience realiable Reviewed on: 15th April 2026

It’s not what is used to be they don’t care anymore...

It’s not what is used to be they don’t care anymore just want you to make a purchase but no guarantee if anything go wrong with seller PayPal don’t care at all Reviewed on: 15th April 2026

Easy smooth no worries about cost as easy payment sp...

Easy smooth no worries about cost as easy payment spreads Reviewed on: 15th April 2026

Great app

Good job to pay people , very handy Reviewed on: 15th April 2026

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