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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to use app and easy to use to buy on line with...

Easy to use app and easy to use to buy on line with good security Reviewed on: 15th April 2026

I like PayPal Credit because the security details in...

I like PayPal Credit because the security details in its usage. The interest is a very good rate with different options in how to pay it, and when you want to pay it, they are very helpful and flexible. Reviewed on: 15th April 2026

Love all of PayPal’s options for payment or credit &...

Love all of paypals options for payment or credit & repayment. Makes everything simpler with the easy to use and user friendly app too. Reviewed on: 15th April 2026

Very good

Very good Paypal + is brilliant. Reviewed on: 15th April 2026

Amazing service

Amazing no negative feedback so far let's see only the future will tell more. O have a good line o credit to buy any items i wish. Hope they offer an increased line of credit in the future. Reviewed on: 15th April 2026

Very nice thank you !

Very nice thank you !! I like PayPal Reviewed on: 15th April 2026

There's is the calmness that comes with the fact tha...

There's is the calmness that comes with the fact that your money is secured coupled with the fact that the credit facility available help reduce the strain on finance Reviewed on: 15th April 2026

Good and satisfied.

Good. A huge thank you to the team for outstanding support. I really appreciate the care and dedication shown throughout. Highly recommended! Reviewed on: 15th April 2026

Pay By Card For Your GFX Card

I had to buy a new graphics card for my pc setup after my old one suddenly died, this was going to set me back around £1,000, a sum of money which I couldn't justify upfront, so I opted for PayPal credit as an option I was granted an allowance of around £4,000, of which I only needed £1,000. The total was then divided into smaller payments of £80-90 per month at 0% interest to boot, providing I cleared my "spent" balance of the 4,000 allowance (which remained around £1,000) within 12 months from the purchase date. This removed all stress from the situation and the payments were set up to automatically debit from my account each month, you can also choose to pay it back sooner if you so choose. Reviewed on: 15th April 2026

Support staff are great

That their automated support can pull in specific transactions makes it work. And whenever I've called the staff have been great Reviewed on: 15th April 2026

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