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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Straight forward use any very versatile for making p...

Straight forward use any very versatile for making payments Reviewed on: 15th April 2026

Very handy and flexible and possible to pay in a lot...

Very handy and flexible and possible to pay in a lot of shops. It's better than my credit card what I don't use any more Reviewed on: 15th April 2026

Profesional and frendly service thanks

Profesional and frendly service thanks Reviewed on: 15th April 2026

Very good and reliable .

Very good and reliable . Handing when you need to purchase something and pay in few times without pay interest Reviewed on: 15th April 2026

Great service and so easy to use

Great service and so easy to use Reviewed on: 15th April 2026

Use it for everything I possibly can.

Use it for everything I possibly can. Easy to use and handy as anything. Reviewed on: 15th April 2026

Simply brilliant!

Great financial company and a brand you can trust Reviewed on: 15th April 2026

Easy to use and lots of information clear to see

Easy to use and lots of information clear to see Reviewed on: 15th April 2026

Always there for those must have moments.

Used PayPal for years now; quick, easy and convenient. Reviewed on: 15th April 2026

Have used PO for many years.

Have used PO for many years. Straightforward and honest. Ease and peace of mind Reviewed on: 15th April 2026

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