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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Perfect for me

So easy to use and perfect for me and my family Reviewed on: 15th April 2026

PayPal wins hands down

PayPal credit is an fantastic addition to the PayPal family Reviewed on: 15th April 2026

Very easy system and the app is intuitive

Very easy system and the app is intuitive Reviewed on: 15th April 2026

I think that PayPal is great

I think that PayPal is great.when I have had any issues they have sorted them out for me. Reviewed on: 15th April 2026

Haven’t had any problems using PayPal.

Haven’t had any problems using PayPal. Just use for online shopping and just started using the credit card just gives you a bit of security. Reviewed on: 15th April 2026

Excellent!

Excellent! Especially the 3 months interest free when you spend 100 more Reviewed on: 15th April 2026

Never had a problem and very flexible payment options

Never had a problem and very flexible payment options Reviewed on: 15th April 2026

I think PayPal credit has changed the way I purchase.

I think PayPal credit has changed the way I purchase. With 4 months interest free I use it more than other credit cards… Reviewed on: 15th April 2026

Life made easier

Life is easier when shopping online. I feel safe making my payments with PayPal and it's hassle free. I also love the Pay in 3 feature. It can be a life saver. Reviewed on: 15th April 2026

Great customer service teams.

Great customer service teams. Very polite and understandable. Reviewed on: 15th April 2026

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