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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 112,244 reviews, last reviewed 21st May 2026
2831600% increase in 5 star reviews
in the past 90 days
8300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service, great choice for borrowing short term In the past Ive had issues with a couple of buyers on eBay , but the buyers protection PayPal provides was a really easy process to go through . 0% ov... Read more Reviewed on: 21st May 2026
Colin Lacey's avatar
Colin Lacey

Latest lowest rating:

1

I won’t use it again . I won’t use it again . I won’t use it ever again Reviewed on: 21st May 2026
David 's avatar
David
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (112244)

Easiest, Convenient and safest services

5
Paypal has always been providing a trusted service/platform for us. It has protection put in place for us to buy and sell safely. Paypal Credit has also make buying something that is slightly more expensive more affordable with the 0% interests. Reviewed on: 13th June 2022
SK's avatar
SK

really helpful

5
i find paypal credit very helpful, Reviewed on: 13th June 2022
Muhammad Fiaz's avatar
Muhammad Fiaz

Is There when needed

5
Provides safety when not sure about the store you buy from , flexibility and good customer service. Great Reviewed on: 13th June 2022
Costel Rosco's avatar
Costel Rosco

Very helpful when you are struggling with cash

5
I have used PayPal Credit when I’m broke and it really help me out sorted my purchases Reviewed on: 13th June 2022
EmmanuelNnamdi Godwin's avatar
EmmanuelNnamdi Godwin

Help in times of emergency

5
I used PayPal credit to pay off a very pressing fee Reviewed on: 13th June 2022
Wisdom Dogbe's avatar
Wisdom Dogbe

Easy and safe to use

5
No problem way to purchase the big items Reviewed on: 13th June 2022
mike V's avatar
mike V

Excellent and more!!!

5
Is a fantastic idea about how can you buy something without interest and without problems, easy app and all goes well Reviewed on: 13th June 2022
Dante's avatar
Dante

The best payment method for delayed payment online

5
I will definitely recommend PayPal credit as the best payment method for online purchase. Mainly with of of the options for delayed payment which allows you to budget for larger purchases. Reviewed on: 13th June 2022
Gee's avatar
Gee

Brilliant for an unplanned purchase

5
PayPal is by far and away the best credit provider I’ve dealt with. If you have an unexpected outlay (say a new washing machine) which you can’t afford outright, you get four months of free credit! Far better than my credit card provider! Thank goodness for PayPal!! Reviewed on: 13th June 2022
Kevucopia's avatar
Kevucopia

Interest free purchases.

5
4 months interest free credit on purchases over £99. A great offer and it never expires. Reviewed on: 13th June 2022
Stuart Fielding's avatar
Stuart Fielding

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