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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I never had any issues so far and I use PayPal prett...

I never had any issues so far and I use PayPal pretty much everyday when I need to do some transactions. Reviewed on: 15th April 2026

Excellent customer service

Excellent service top notch . Very happy with the service and all Reviewed on: 15th April 2026

Money has been repeatedly coming out of my PayPal fo...

Money has been repeatedly coming out of my PayPal for years from uber and I’ve had no help to get it back!! Reviewed on: 15th April 2026

Dependable

On the rare occasion something does go wrong, I have always been able to rely on PayPal to provide a swift and fair resolution. Reviewed on: 15th April 2026

Great service anyone could use Easy to use app and v...

Great service anyone could use Easy to use app and very good Reviewed on: 15th April 2026

PayPal credit is the best!

PayPal credit makes life so much easier, it was the best thing ever invented! It gives me joy and peace of mind. Reviewed on: 15th April 2026

I think the app is really user friendly.

I think the app is really user friendly. I find the paypal credit very helpful, especially as I have more time to make payments Reviewed on: 15th April 2026

Highly Reliable Company with Outstanding Service.

Highly Reliable Company with Outstanding Service. Professional, Dependable, and Highly Recommended Company Reviewed on: 15th April 2026

Efficiency everytime

Each time I have contact PayPal on payments they have been very efficient in dealing with my response Reviewed on: 15th April 2026

Easy to use and keep track of.

Easy to use and keep track of. Great way to pay others. Reviewed on: 15th April 2026

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