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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Can’t fault you guys!

Can’t fault you guys! Super helpful, speedy replies and have been a lifesaver! Reviewed on: 15th April 2026

Safe and secure

An easy secure way to pay and transfer monies Reviewed on: 15th April 2026

Excellent customer service excellent service excellent

Excellent customer service excellent service excellent Reviewed on: 15th April 2026

I've had very good experiences with PayPal.

I've had very good experiences with PayPal. Cash is always there when I need it. Purchases are hassle-free and interest-free. Reviewed on: 15th April 2026

So easy to use and a lovely backup when money is tig...

So easy to use and a lovely backup when money is tight but really need to buy something Reviewed on: 15th April 2026

Really good with excellent customer service

Really good with excellent customer service Reviewed on: 15th April 2026

Excellent way to do credit !!

The more I use the PayPal credit system the easier it seems to become. I found it all a little confusing to start with but the process has become far more simple and it is proving to be the best value for borrowing, especially as the interest rates are very competitive. Reviewed on: 15th April 2026

Paypal is very convenient.

Paypal is very convenient. Easy service to use and comes in handy when you need credit. Reviewed on: 15th April 2026

very reliable trustworthy, helpful

very reliable trustworthy, helpful Reviewed on: 15th April 2026

Easy to use and Track

PayPal and PayPal credit options are easy to use and track. Reviewed on: 15th April 2026

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