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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

i feel safe using Paypal

i feel safe using Paypal as a payment method in most places that I shop. I like that my bank details don't need to be disclosed when I make a purchase online. Reviewed on: 15th April 2026

I wish l knew about PayPal since, l have a lost a lo...

I wish l knew about PayPal since, l have a lost a lot of money through internet scams, l bought things which never delivered, asked for refund no respond.now l can purchase through PayPal and guaranteed to receive my product, refund or even cancel the transaction immediately. Reviewed on: 15th April 2026

Used PayPal for years now, never had an issue.

Used PayPal for years now, never had an issue. Their 4 month interest free payment option has been a big help. Reviewed on: 15th April 2026

Very good service , great communication

Very good service , great communication Reviewed on: 15th April 2026

Excellent paypal

Easy to use and very practical solutions for everyday issues. Reviewed on: 15th April 2026

I use paypa payment as my first payment option

I use paypal payment as my first payment option for the security of payments along with the finance options that are available. Reviewed on: 15th April 2026

I like 4 months free interest option.

I like 4 months free interest option. Using it a lot for purchases over 100£ Reviewed on: 15th April 2026

Great option for spreading the cost.

Great option for spreading the cost. They keep you in the loop about paying less interest. Let you know if there’s a better option. Reviewed on: 15th April 2026

quick, reliable been using it for years

quick, reliable been using it for years Reviewed on: 15th April 2026

Good experience time save money save

Good experience time save money save Reviewed on: 15th April 2026

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