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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

my pay pal is brilliant very easy to use

my pay pal is brilliant very easy to use Reviewed on: 15th April 2026

Easy to use (credit or from your bank), easy monthly...

Easy to use (credit or from your bank), easy monthly installment with credit, Easy to pay minimum monthly or pay all in one go (credit), They get your money back if the item is delivered but not received (depending on circumstances), paying for items is secure , Easy to contact by phone or online chat, easily to understand month statements (credit) also Easy to get more credit with regular monthly repayments, Always keep up with repayment with any credit as will effect credit rating and financial stress (don't accept more credit unless you can pay back). Really can not fault pay pal Reviewed on: 15th April 2026

I’ve been with PayPal for a long time and never had...

I’ve been with PayPal for a long time and never had any problems Reviewed on: 15th April 2026

Very friendly

Very friendly and helpful and wanting to resolve issues promptly Reviewed on: 15th April 2026

Very flexible to work with PayPal

Very flexible to work with PayPal Reviewed on: 15th April 2026

Great service always!

Great service always! Easy to use, makes things affordable. Reviewed on: 15th April 2026

To be honest it's the best card I never have...

To be honest it's the best card I never have Reviewed on: 15th April 2026

This is a great service giving options for payments...

This is a great service giving options for payments this can help you budget,it also is accepted worldwide as a payments Reviewed on: 15th April 2026

Easy to use and a lot of flexible payments option.

Easy to use and a lot of flexible payments option. Reviewed on: 15th April 2026

Easy checkout, PayPal Credit!

Been with PayPal for over 10 years now and I love the easy checkout options in websites. However the best part for me is PayPal Credit, absolute life saver!!! Reviewed on: 15th April 2026

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