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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great choice

PayPal credit has been good so far. It's been a life saver in many situations. Reviewed on: 15th April 2026

Widely accepted brand with multiple ways to pay, tru...

Widely accepted brand with multiple ways to pay, trusted site that I prefer to use over entering bank details Reviewed on: 15th April 2026

Been very good, offers have been excellent and reall...

Been very good, offers have been excellent and really easy to use the app, Reviewed on: 15th April 2026

Great format.

Great format. Always happy to use Reviewed on: 15th April 2026

It’s convenient and safe.

It’s convenient and safe. I feel more secure when using PayPal and they make it easy to use and understand Reviewed on: 15th April 2026

PayPal has provided a really good service and is ver...

PayPal has provided a really good service and is very handy for transferring money Reviewed on: 15th April 2026

Great service.

Great service. Very reliable and trustworthy. I can not say I have had any issues. Reviewed on: 15th April 2026

Various options

I really like the pay in 3 feature and the 3 months interest free on purchases over £100 Reviewed on: 15th April 2026

Always easy to use the PayPal application for payments.

Always easy to use the PayPal application for payments. Easy to select credit if you need it and a very flexible repayment plan. Reviewed on: 15th April 2026

Helpful and effective service

Helpful and effective service, meets my needs Reviewed on: 15th April 2026

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