Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Quick efficient and friendly service

Quick efficient and friendly service Reviewed on: 15th April 2026

Very easy to use , helps with shopping

Very easy to use , helps with shopping Reviewed on: 15th April 2026

Easy application process

Easy application process and interface let's me teack my purchases and balance. Easy to make additional payments Reviewed on: 15th April 2026

Stay in the black.

If you stay in the black and use your account wisely it easy. Reviewed on: 15th April 2026

Long time customer

Been a customer for a long time and seen PayPal grown and continue to offer more services and flexibility for payments and purchases. Can't fault them. Reviewed on: 15th April 2026

Gurt Lush

Ideal for short loans to get of trouble Reviewed on: 15th April 2026

Good service

It did what it said on the tin and just worked Reviewed on: 15th April 2026

Used it for years easy to navigate

Used it for years easy to navigate Reviewed on: 15th April 2026

It was seamless and straightforward.

It was seamless and straightforward. I highly recommend. Reviewed on: 15th April 2026

PayPal is a great flexible way to make purchases.

PayPal is a great flexible way to make purchases. It is reliable and they have dealt with any issues efficiently. Reviewed on: 15th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Pay
from Shop Direct 3.66 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub