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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Since having my PayPal,

Since having my PayPal, I have nothing but good things to say. I’ve have only had to contact them once about a small issue I was having which got de to with straight away. glad I found PayPal when I did. I would definitely recommend to others overall I’m very happy and pleased to be with PayPal Reviewed on: 15th April 2026

Safe and Easy

I always feel safe using PayPal, quick and easy to use Reviewed on: 15th April 2026

Pay money for stuff good I like money and I like pay...

Pay money for stuff good I like money and I like paying and i love pals so all in all it's great to have a pal and pay like PayPal Reviewed on: 15th April 2026

Easy to use, good offers and good variety

Easy to use, good offers and good variety Reviewed on: 15th April 2026

I happy with paypal

It's very good it's a peace of mind paying whith paypal. You got back up if heny thing goes long. I very happy with my PayPal account, just ring there no wait now that good, Reviewed on: 15th April 2026

Never had any issues with payments,

Never had any issues with payments, Reviewed on: 15th April 2026

Always good any problems they mostly sort them

Always good any problems they mostly sort them Reviewed on: 15th April 2026

Really good experience good protection to my money

Really good experience good protection to my money Reviewed on: 15th April 2026

Very easy to use on millions on website makes it eas...

Very easy to use on millions on website makes it easy to make payments. Option to use PayPal credit or pay in 3 are always brilliant. Reviewed on: 15th April 2026

PayPal positives

I like the new points and how easy it is to pay. The 3 payments is great too. Reviewed on: 15th April 2026

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