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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 112,330 reviews, last reviewed 22nd May 2026
2835400% increase in 5 star reviews
in the past 90 days
8350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love paypal very efficient and the payment options really help to budget my purchases Reviewed on: 22nd May 2026
Karin B's avatar
Karin B

Latest lowest rating:

2

No title No. Got a refund from retailer on one day and the next day showed same transaction and with payments pending Reviewed on: 21st May 2026
A M 's avatar
A M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (112330)

Easy pezzy paypal

5
I have used now for a couple of years and found it alot easier then others, family members are now using . Reviewed on: 13th June 2022
Sam's avatar
Sam

Really easy and transparent service

5
PayPal credit is such an easy way to manage payments. Great short term offers such as 3 months interest free, each eligible item has a link to do payment plans or interest free. It's saved me so much money. Reviewed on: 13th June 2022
Tegan's avatar
Tegan

Great payment facility

5
Great payment plans. Top company which I use all the time Reviewed on: 13th June 2022
jaspal singh's avatar
jaspal singh

I love PayPal Credit

5
This has made buying and paying back in instalments easy. They also increase my limit whenever needed. Reviewed on: 13th June 2022
Mary's avatar
Mary

Great

5
Easy to use, fair credit limits and makes life simple Reviewed on: 13th June 2022
BrittPf's avatar
BrittPf

Easier to pay

5
I think PayPal credit was easier to get and it is easier to use with almost any website . I don’t like saving credit card numbers in computer so PayPal is more easy as you can just pay with username and pwd Reviewed on: 13th June 2022
Jamshed's avatar
Jamshed

Highly Recommended

5
Everything is easy and safer. Great job. Reviewed on: 13th June 2022
Thuy Nguyen 's avatar
Thuy Nguyen

0% finance you can use again and again!

5
Fantastic service that is quick and easy to use for purchases over £99+. Offering 0% finance for 4 months helps spread the cost making gift / bigger purchases easier. Cannot fault the service - any issues can quickly be raised in the Message Centre with a prompt reply and resolution. Reviewed on: 13th June 2022
HAR's avatar
HAR

Pay your pals through PayPal

5
It’s so easy, good interest, and best of al 3 easy payments so quick and easy Reviewed on: 13th June 2022
Susan 's avatar
Susan

Very easy to use

5
I have been using PayPal credit for a long time.i never had any problem with them.very easy transaction everytime. Thank you PayPal credit Reviewed on: 13th June 2022
Mr Habib elnachef's avatar
Mr Habib elnachef

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