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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Works on demand.

Works on demand. Easy and reliable and now offers a card for in person transactions, I think it’s great. Reviewed on: 15th April 2026

I use to paypal for all my big purchases and its alw...

I use to paypal for all my big purchases and its always bern easya nd very helpful Reviewed on: 15th April 2026

PayPal makes online purchases so much easier, rather...

PayPal makes online purchases so much easier, rather than entering your card or bank details into different websites I use PayPal when its available. Reviewed on: 15th April 2026

Feel save using PayPal for insurance purposes like c...

Feel save using PayPal for insurance purposes like credit cards Reviewed on: 15th April 2026

Always there when you need them.

Always there when you need them.Prompt reply to concerns and reliable Reviewed on: 15th April 2026

Absolutely love PayPal credit superb when using 4 mo...

Absolutely love PayPal credit superb when using 4 months free credit option Reviewed on: 15th April 2026

Great service.

Great service. Easy to manage my money Reviewed on: 15th April 2026

Very easy and quick to use

Very easy and quick to use…..ideal for shopping without worrying about paying right away Reviewed on: 15th April 2026

Easy plainness to use wouldn’t be without

Easy plainness to use wouldn’t be without Reviewed on: 15th April 2026

I found Paypal very easy to use and you know you hav...

I found Paypal very easy to use and you know you have guarantees with it Reviewed on: 15th April 2026

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