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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Always good service when needed.

Always good service when needed. Also feel safer buying with papal online Reviewed on: 15th April 2026

Three words

Three words ,Simple to use...best money app about by far Reviewed on: 15th April 2026

Nothing negative to report.

Nothing negative to report. Very few issues to contact customer service with Reviewed on: 15th April 2026

Been with paypal for a long time.

Been with paypal for a long time. Anytime there was an issue they have step in and help me solve it. Highly recommend! Reviewed on: 15th April 2026

Payment terms useful

I find I use the Payment terms to be really useful, interest free for 4 months or pay in 3. App is fairly clear as to whats happening Reviewed on: 15th April 2026

Always PayPal

Good , PayPal helped always like a family of friend Reviewed on: 15th April 2026

Very easy to use

Very easy to use and makes purchases easier and affordable .Also gives plenty of time to let you know when payment is due. Reviewed on: 15th April 2026

It's been great.

It's been great. So far so good except dr late payment charges which are unnecessary Reviewed on: 15th April 2026

Fantastic easy to use and gets me points on all my s...

Fantastic easy to use and gets me points on all my shopping Reviewed on: 15th April 2026

Very easy to use & good features

Very easy to use & good features Reviewed on: 15th April 2026

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