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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great payment service the app is easy to use and sec...

Great payment service the app is easy to use and secure. Reviewed on: 15th April 2026

Best experience so far.

Best experience so far. I would recommend PayPal to anyone. Tested! Trusted! Reliable! I needed to make a payment and I was worried at that point, but thankfully PayPal was an option for payment. I opted for the option and I was able to repay in 4 months without any interest. 0% interest free. Reviewed on: 15th April 2026

Easy and quick, love it.

Easy and quick, love it. It allows me to buy things I need but paying in parts which is more affordable Reviewed on: 15th April 2026

Ive experienced excellent quick and transparent cust...

Ive experienced excellent quick and transparent customer service Reviewed on: 15th April 2026

Well there's many ways to use PayPal

Well there's many ways to use PayPal as in PayPal credit card(which i have)pay in three amounts which of course spread the payment for something expensive. Oh and I just downloaded the PayPal payment card. Reviewed on: 15th April 2026

Very great experience with PayPal very easy use and...

Very great experience with PayPal very easy use and very beneficial Reviewed on: 15th April 2026

Greta customer sercice

It’s easy to use with the app and most retailers accept payment. PayPal has a great customer service, it’s easy to speak to someone and they are super helpful and understanding. Reviewed on: 15th April 2026

Provides additional options when purchasing

Provides additional options when purchasing goods or paying for services. It provides extra flexibility especially when my other cards are not accepted (eg American Express). I would prefer statement reminders when issued and for payment dates. Reviewed on: 15th April 2026

The 0% interest has been a real life saver for me in...

The 0% interest has been a real life saver for me in hard times and I’ve been through a lot of those Reviewed on: 15th April 2026

Great service

PayPal is always great to have , love using it , it has never let me fown Reviewed on: 15th April 2026

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