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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Pretty happy over the years with my Paypal account a...

Pretty happy over the years with my Paypal account as it's quite useful and very easy to use. Customer service were quick to respond when I had any issues. Reviewed on: 15th April 2026

Paypal is great.

Paypal is great. It's very convenient and I love the rewards as I can double up by using it to pay for my food shopping from Tesco. That way I get clubcard pounts as well as paypal points. Reviewed on: 15th April 2026

Always able to get credit

Always able to get credit, helps when needed feels manageable Reviewed on: 15th April 2026

Pay in three

Great way to have just a little more time to pay Reviewed on: 15th April 2026

Great service.

Great service. Would highly recommend. Reviewed on: 15th April 2026

Always there when u need help with money and great c...

Always there when u need help with money and great customer service Reviewed on: 15th April 2026

Recommend Easy to use and helpful

Easy to use and helpful, would recommend Reviewed on: 15th April 2026

PayPal credit is a great option with the added bonus...

PayPal credit is a great option with the added bonus of paying it off in 4 months for interest free Reviewed on: 15th April 2026

Always a painless process.

Always a painless process. If only life was thisceasy Reviewed on: 15th April 2026

Never had any issues or problems

Never had any issues or problems Reviewed on: 15th April 2026

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