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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Interest free purchases.

Interest free purchases. And points on the purchases. That makes into money. Easy money transfer and transaction are Easy. Reviewed on: 15th April 2026

Meets my expectations.

Meets my expectations. Easy to use Reviewed on: 15th April 2026

I like the way it works.

I like the way it works. And recently it's giving extra points that im collecting with every transaction and one day i should have some extra free money ... Great :) Reviewed on: 15th April 2026

Very straight forward smart way to pay payment plans

Very straight forward payment plans Reviewed on: 15th April 2026

Had excellent experience helps spread the costs of p...

Had excellent experience helps spread the costs of payments makes shopping easy Reviewed on: 15th April 2026

PayPal - Customer Service done right

PayPal offer great customer service and are there at any time. I can’t recommend them enough. Anytime there is an issue, their alerts and emails are efficient and effective. Reviewed on: 15th April 2026

The best support for claiming refunds

I have just recommended PayPal to my landlord. I had an excellent experience with PayPal especially when trying to get a refund from a difficult vendor. It has helped me so much and resolved everything so quickly. Reviewed on: 15th April 2026

A great app

Never had any issues with making payment, queurying orders and arranging refunds Reviewed on: 15th April 2026

Could be a bit cheaper and offer pay in 3pay in 3...

Could be a bit cheaper and offer pay in 3 more Reviewed on: 15th April 2026

Smooth and safe, I have been using PayPal for over 1...

Smooth and safe, I have been using PayPal for over 10 years and have had no issues Reviewed on: 15th April 2026

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