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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

It has been a good experience with PayPal services

It has been a good experience with PayPal services Reviewed on: 15th April 2026

Excellent service and friendly customer service

Excellent service and friendly customer service Reviewed on: 15th April 2026

Real good

Used paypal for years, very handy to use Reviewed on: 15th April 2026

Good service

I have never experienced any issues with PayPal, a very satisfied customer Reviewed on: 15th April 2026

Easy to use.

Easy to use. Manage your bills easily Reviewed on: 15th April 2026

Star company

Good service, always the best, no problems with the payments ! Reviewed on: 15th April 2026

Always very helpful customer service

Always very helpful customer service Reviewed on: 15th April 2026

Easy to use

Easy to use, very good offers and simple. buy and in three and 4 months interest free are perfect . Reviewed on: 15th April 2026

My Review

Paypal is very good and would recommend to everyone Reviewed on: 15th April 2026

Easy and safe to use

I love using PayPal since my husband introduced me. . Easy to send money to others and I have used the 3 months interest free and it makes it easier to make bigger purchases. easy to monitor payments with reminders . Reviewed on: 15th April 2026

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