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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I love paypal, I use it literally everyday.

I love paypal, I use it literally everyday. I have my online credit account which I now have a card I can use in store. Pay in 3 is also a great option as I like to use that for anything under £99, then I have no interest to pay. Also being an online shopping, PayPal gives me the security to get my money back when items aren't received or not authentic as advertised. Keeps just any one from getting any of my bank or credit card into. Reviewed on: 15th April 2026

Excellent customer service very good support and eas...

Excellent customer service very good support and easy to use internationally Reviewed on: 15th April 2026

PayPal is easy to use and keeps me informed of any c...

PayPal is easy to use and keeps me informed of any changes to the service Reviewed on: 15th April 2026

The app that you need to make life easier

A great app that makes shopping on my phone safe and affordable, wouldn’t be without both. Reviewed on: 15th April 2026

Been using PayPal for many years always used if if a...

Been using PayPal for many years always used if if an option and helped along the way by spreading my bills Reviewed on: 15th April 2026

Its alright nothing amazing.

Its alright nothing amazing.Its alright nothing amazing. Reviewed on: 15th April 2026

PayPal is secure and easy!

Never had an issue with PayPal, easy to use can change your limit or set it to automatic and your u can keep up to date via the app. Once I did get a letter about a payment however for the direct debits I did get a new card as my old one had expired and as soon as I realisedit was updated and payment was taken the next day, I rang PayPal and explained the hie and they could see that on the system so resolved the issue for me and I didn’t need to pay any fines etc we it was through no fault of my own Reviewed on: 15th April 2026

Whenever there a issue with something iv bought and...

Whenever there a issue with something iv bought and hasn’t turned up pay pay has sorted a refund no problem Reviewed on: 15th April 2026

kevinbucha

Always kept informed about payments and my account activaty Reviewed on: 15th April 2026

I find PayPal to be a good solution for secure safe...

I find PayPal to be a good solution for secure safe and convenient payments Reviewed on: 15th April 2026

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