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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal credit is fast and efficient

PayPal credit is fast and efficient Reviewed on: 15th April 2026

Process to check eligibility very quick

Process to check eligibility very quick Reviewed on: 15th April 2026

Helped during a high purchase period

Helped during a high purchase period Reviewed on: 15th April 2026

I've never had any problems using Paypal credit.

I've never had any problems using Paypal credit. It was easy to set up and the app is simple to use Reviewed on: 15th April 2026

Always use PayPal for online and shopping in general...

Always use PayPal for online and shopping in general as its safe and also easy to use. Reviewed on: 15th April 2026

PayPal credit

I like the way you can spread the cost over the months , and the benefits and offers u can get with PayPal credit Reviewed on: 15th April 2026

Can’t complain always there when I need them and tha...

Can’t complain always there when I need them and that bit of a safety net while waiting for pay day. Staff are always helpful and usually resolve any problems while on the phone 10/10 Reviewed on: 15th April 2026

I liked how we can split the bill in 3 payments as s...

I liked how we can split the bill in 3 payments as sometimes it is difficult to pay everything at once. Reviewed on: 15th April 2026

Always a great service and very easy to use.

Always a great service and very easy to use. If there is an issue PayPal resolve it quickly and easily. Reviewed on: 15th April 2026

It is to use with the phone over the card simply easy

is it to use most places accepted? Reviewed on: 15th April 2026

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