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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Convenient shopping.

Convenient shopping. Makes it easier to shop with ease. Reviewed on: 15th April 2026

Paypal is an excellent way to pay.

Paypal is an excellent way to pay.You have a lot of different ways to settle your bill.overall I would give Paypal 10/10. Reviewed on: 15th April 2026

Very convenient service

Very convenient service. Have use it and I'm very happy with it so far. Reviewed on: 15th April 2026

All good.

All good. I have had no problems useing Pay Pal, easy to use and quick response when you need to pay in 3 or have some credit Reviewed on: 15th April 2026

No hassle, wide availability, low fees

No hassle, wide availability, low fees Reviewed on: 15th April 2026

Amazing service quick and helpful

Amazing service quick and helpful Reviewed on: 15th April 2026

Had no problem very good all ways remind me when I h...

Had no problem very good all ways remind me when I have to pay because I can forget Reviewed on: 15th April 2026

PayPal for daily purchases

Always use PayPal for purchases and the new debit card makes my daily spending available to PayPal. And! Now with rewards it's just the icing on the cake. Reviewed on: 15th April 2026

great firm to use and helpful when needed

great firm to use and helpful when needed Reviewed on: 15th April 2026

Highly recommend PayPal credit

I have used Paypal Credit for many years and it has great for me, when buying items that gives me time to pay it off. Every month I received an email to remind me when payment is due and I am able to pay more then what I need too Reviewed on: 15th April 2026

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