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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Never has any issues using PayPal.

Never has any issues using PayPal. Reviewed on: 15th April 2026

I have had no issues using PayPal Credit, it is an e...

I have had no issues using PayPal Credit, it is an easy and simple thing to use and has come in handy on more than one occasion. Stress free and Direct debit always covers what I need to pay. Top quality Service. Reviewed on: 15th April 2026

Great to have the option to pay on PayPal.

Great to have the option to pay on PayPal. Reviewed on: 15th April 2026

its great for purchases too know they're safe and cr...

its great for purchases too know they're safe and credit gives you extra time to pay at 0% its fantastic Reviewed on: 15th April 2026

Very good service safe and reliable

Very good service safe and reliable Reviewed on: 15th April 2026

Excellent

PayPal is excellent. Provides excellent service to customers. Reviewed on: 15th April 2026

Great no issues, transactions are always easy and su...

Great no issues, transactions are always easy and super fast Reviewed on: 15th April 2026

PayPal credit payment allocations should be configur...

PayPal credit payment allocations should be configurable. Reviewed on: 15th April 2026

Very comfortable

I am very satisfied, I can afford much more. Reviewed on: 15th April 2026

Overall good

Paypal is very useful, my only criticism is its not as easy to report issues as it used to be Reviewed on: 15th April 2026

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