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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal is a safe convenient way to pay. for goods.

PayPal is a safe convenient way to pay for goods. The credit limit is very good and allows me to purchase things I would not usually be able to afford without saving for ages. The customer service is excellent and informative. Reviewed on: 15th April 2026

Great experience with pay brilliant service

Great experience with pay brilliant service Reviewed on: 15th April 2026

Great app

Good app to use, used for some time but the points you can earn extra just make the experience even better Reviewed on: 15th April 2026

Good 0 percent 4months benefit.

Good 0 percent 4months benefit. Is a good way to pay Reviewed on: 15th April 2026

Happy customer

First class service happy with everything i got and they did Reviewed on: 15th April 2026

Excellent and very helpful, very good with expenses...

Excellent and very helpful, very good with expenses specialy pay in 3 Reviewed on: 15th April 2026

I use PayPal regularly and use the 3 month credit...

I use PayPal regularly and use the 3 month credit Reviewed on: 15th April 2026

Great offers got me interested and their app is easy...

Great offers got me interested and their app is easy to use. I know exactly what I had to pay and when Reviewed on: 15th April 2026

Easy to set up credit and its safe.

When I have experienced issues with payments but no products, paypal have always helped sort the issue out. The paypal credit is easy to set up, the interest is competitive. I would much rather oay through paypal its far safer. Reviewed on: 15th April 2026

Super easy and officiant highly recommend

Super easy and officiant highly recommend Reviewed on: 15th April 2026

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