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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Always an efficient and trustworthy service.

Always an efficient and trustworthy service. Would recommend to friends and family without hesitation. Reviewed on: 15th April 2026

positive, professional,& quick response.

Always had positive, professional,& quick response/service from PayPal Pal. Reviewed on: 15th April 2026

Great app experience ease of use and the paypal card...

Great app experience ease of use and the paypal card is brilliant Reviewed on: 15th April 2026

Easy to use ,no hassle and trouble free.

Easy to use ,no hassle and trouble free. Reviewed on: 15th April 2026

PayPal makes my life easier

I never had any issue with PayPal, Paypal made my life easier, Pay in 3 and PaPpal credit are amazing methods I am prefering to choose when I want to buy stuff online. Reviewed on: 15th April 2026

I've found it so straightforward to use, easy to get...

I've found it so straightforward to use, easy to get answers, payments are easy to make to it, a lot less stressful than some other creditors. Reviewed on: 15th April 2026

I was super surprised how good it is!

I was super surprised how good it is! Reviewed on: 15th April 2026

Always an easy experience using paypal credit.

Always an easy experience using paypal credit. Reviewed on: 15th April 2026

Good way of paying for something when you don’t have...

Good way of paying for something when you don’t have full amount Reviewed on: 15th April 2026

Very convenient, easy to manage, and useful for spre...

Very convenient, easy to manage, and useful for spreading the cost of purchases. The process is simple, and overall I’ve had a very positive experience with PayPal Credit. Reviewed on: 15th April 2026

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