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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Never had any issues with PayPal whatsoever.

Never had any issues with PayPal whatsoever. The only time I had a dispute with a seller. They handled the whole situation quickly, professionally and efficiently. I cannot fault PayPal. Reviewed on: 15th April 2026

Excellent and best credit option for everyone and ex...

Excellent and best credit option for everyone and extremely good customer service Reviewed on: 15th April 2026

PayPal is a convenient and secure online payment m...

PayPal is a convenient and secure online payment method. It allows quick transactions without sharing card details every time. It is easy to use and widely accepted worldwide. Additionally, it offers buyer protection, which makes online shopping safer. Reviewed on: 15th April 2026

Very easy to use and reassured that it's secure

Very easy to use and reassured that it's secure Reviewed on: 15th April 2026

Great service to use and very secure

Great service to use and very secure Reviewed on: 15th April 2026

Great service and helpful

Great service and helpful. Would recommend PayPal. Reviewed on: 15th April 2026

Always thought PayPal was my personal bank just wish...

Always thought PayPal was my personal bank just wish Crypto was still available Reviewed on: 15th April 2026

Great service

I have always had amazing experiences with them Reviewed on: 15th April 2026

always there when i need them, highly recommend

always there when i need them, highly recommend Reviewed on: 15th April 2026

Paypal has always proved to be excellent

Paypal has always proved to be an excellent way of paying for items Reviewed on: 15th April 2026

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