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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Excellent service.

Excellent service.thank you very much !! Reviewed on: 15th April 2026

Very easy and trouble free spending .

Very easy and trouble free spending . Easy to make payments , no hastle credit given . Perfect Reviewed on: 15th April 2026

Excellent aways had been .

Excellent aways had been . Any issue sorted fast and effective Reviewed on: 15th April 2026

PayPal is great

PayPal is easy to use and I feel safe using it, when I have contacted support they are always helpful Reviewed on: 15th April 2026

Smooth and effortless

Only good experience so far. The only thing that is a bit concerning is that the payment is taken later than indicated. So, in a sense, you could make the mistake that the direct debit already gone out and perhaps not have enough available funds in the specific account. Other than that, all smooth. Reviewed on: 15th April 2026

I love using pay pal as I know it's safe and the new...

I love using pay pal as I know it's safe and the new PayPal plus bonus scheme is very good . The payment options are a a Great way to afford and keep on top of things overall happy using PayPal Reviewed on: 15th April 2026

Great service easy to apply for PayPal credit and go...

Great service easy to apply for PayPal credit and got 20 quid off my first purchase cant complain about that at all Reviewed on: 15th April 2026

PayPal have always been very reliable, and in terms...

PayPal have always been very reliable, and in terms where I’ve needed help they’ve been fantastic Reviewed on: 15th April 2026

Convenience of the service

The convenience of the service provided and responsible way of providing credit makes paying for goods and services easy and manageable above any other provider I have used. I feel totally in control of my spending and never under pressure or lost for support at any time. Reviewed on: 15th April 2026

Never had a problem love paypal its easy to use and...

Never had a problem love paypal its easy to use and simple Reviewed on: 15th April 2026

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