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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Faultless. No Brainer to use PayPal

Quick cash transfer. Easy interest free payment on purchase and easy to keep track when a bill is coming out Reviewed on: 15th April 2026

Ease of use.

Ease of use. Safe way to pay bills etc Reviewed on: 15th April 2026

Excellent

You only find out how good somewhere is when something goes wrong and I filled in a payment which I wanted to spread over 12 months but I made a mistake. It was fixed immediately when I called with no question by customer service - brilliant! Reviewed on: 15th April 2026

Always good to, pay in three , and interest free pur...

Always good to, pay in three , and interest free purchases Reviewed on: 15th April 2026

Had a problem with my direct debit and the person wh...

Had a problem with my direct debit and the person who dealt with the problem was very helpful and professional Reviewed on: 15th April 2026

Found PayPal credit easy to use and the decision pro...

Found PayPal credit easy to use and the decision process quick and fair Reviewed on: 15th April 2026

Great way to pay

Gives me confidence when purchasing online Reviewed on: 15th April 2026

Happy Paypal Credit User

I have used Paypal credit to spread payments of items I was able to buy when on offer. The deal has been made even sweeter with interest free periods. I enjoy the convenience of shopping online and being able to make a credit purchase via Paypal. Reviewed on: 15th April 2026

Awesome experience with flexibility

Awesome experience with flexibility Reviewed on: 15th April 2026

Love the pay in 3 options really handy

Love the pay in 3 options really handy Reviewed on: 15th April 2026

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