Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Reliable service.

Reliable service. Watch interest rates though as comparatively high. Reviewed on: 15th April 2026

Good PayPal is good I like it

PayPal is good and great value also easy Reviewed on: 15th April 2026

I have a very good experience with PayPal credit bec...

I have a very good experience with PayPal credit because it gives me the best credit card ever Reviewed on: 15th April 2026

always good with paypal thank you

always good with paypal thank you Reviewed on: 15th April 2026

The Best "PayPal"

Very good service by paypal, recommended! Reviewed on: 15th April 2026

Excellent

Brilliant... 110% . Excellent service Reviewed on: 15th April 2026

Never had an issue using PayPal.

Never had an issue using PayPal. Always simple and easy Reviewed on: 15th April 2026

Very good quality and for credit card .

Very good quality and for credit card . Reviewed on: 15th April 2026

Excellent easy to use and offers 4 months intrest fr...

Excellent easy to use and offers 4 months intrest free on bigger purchases helps alot. Reviewed on: 15th April 2026

I think there are quick and reasonal Wen we use ther...

I think there are quick and reasonal Wen we use there account and help best there can Reviewed on: 15th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub