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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Best service ever I recommend it

Best service ever I recommend it Reviewed on: 15th April 2026

The flexible options to use pay in 3 or 4 months int...

The flexible options to use pay in 3 or 4 months interest free are very helpful for larger essential purchases. Reviewed on: 15th April 2026

Fantastic

The credit is very good , easy , Reviewed on: 15th April 2026

Use all of the time.excellent

Use all of the time. Excellent and able to use 4 month interest free or pay in 3 options. Reviewed on: 15th April 2026

Quick, easy and safe way to pay

Very easy way to pay for goods safely, and to spread the cost over longer rather than having to have it all in one go. I regularly use the service and find it very convenient for booking hotels or holiday homes when planning short getaways. Reviewed on: 15th April 2026

It's easy to use and hassle free.

It's easy to use and hassle free. I can see at a glance where I am with my account. Reviewed on: 15th April 2026

Your pal My pal PayPal

Brilliant form of inexpensive credit line Reviewed on: 15th April 2026

Excelent, fast and easy to use.

Excelent, fast and easy to use. iam happy and amazed with this paypal specialy the credit card and other way of payments are excelent. Reviewed on: 15th April 2026

Easy to use, safe and secure.

Easy to use, safe and secure. I feel confident using PAYPAL as a safe way to send and receive money. Reviewed on: 15th April 2026

I love PayPal!

I love PayPal, they’ve helped me immediately when I’ve contacted them, always comprehensively explaining what’s happened and they’ve made purchasing so much easier and secure Reviewed on: 15th April 2026

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