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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

4 months 0% credit.

4 months 0% credit. V secure.. helped me a lot Reviewed on: 15th April 2026

Easy dealing with PayPal, efficient and quick resolu...

Easy dealing with PayPal, efficient and quick resolution Reviewed on: 15th April 2026

Pay in 3 is greatly helpful especially during this c...

Pay in 3 is greatly helpful especially during this cost of living difficulty. Spreading this over three months allows projects to happen without immediate budget impacts Reviewed on: 15th April 2026

Safety is key..

Any queries or concerns are dealt with expediently and professionally. Customer services second to none and my money and transactions provide me safety and security. Reviewed on: 15th April 2026

Been with PayPal for quite a while now and always u...

Been with PayPal for quite a while now and always use pay in 3. Helps me out greatly. It’s a no brainier for me. Reviewed on: 15th April 2026

Safe payment system help online or phone if needed.

Safe payment system help online or phone if needed. You can also split into monthly payments which is really handy. Reviewed on: 15th April 2026

Straightforward app, no fuss.

Straightforward app, no fuss. Great option to complete purchases and keeps an eye on the finances. Reviewed on: 15th April 2026

Pay pal have been very quick to respond to enquiries...

Pay pal have been very quick to respond to enquiries and deal with any issues. They are punctual with payments, well organised and always get a quick answer. Reviewed on: 15th April 2026

Quick and Efficient

Quick and efficient method for making online payments Reviewed on: 15th April 2026

Works world wide without any problem

Works world wide without any problem Reviewed on: 15th April 2026

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