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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Really easy to apply for easy to manage your payment...

Really easy to apply for easy to manage your payments and track your spending Reviewed on: 15th April 2026

PayPal customer service is always efficient and fair

PayPal customer service is always efficient and fair Reviewed on: 15th April 2026

Pay pal is easy to use and customer friendly

Pay pal is easy to use and customer friendly Reviewed on: 15th April 2026

Happy to use pay pal and i already recommand to all...

Happy to use pay pal and i already recommand to all my friends Reviewed on: 15th April 2026

Very happy to treat myself and my family

Best way to manage my budget and avoid expenses economise every month more than before Reviewed on: 15th April 2026

Easy and convenient to sin up, use and pat

Easy and convenient to sin up, use and pat Reviewed on: 15th April 2026

I've used PayPal for years.

I've used PayPal for years. It’s convenient, widely accepted, and offers great buyer protection. Refunds are handled smoothly, and payments take just one click. Reviewed on: 15th April 2026

Great experience I recommend it Very happy with the...

Great experience I recommend it Very happy with the service Reviewed on: 15th April 2026

Good and clear interest charges.

Good and clear interest charges. Lots of interest free financing. Reviewed on: 15th April 2026

Good experience will definitely recommend

Good experience will definitely recommend Reviewed on: 15th April 2026

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