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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal is great way to pay for goods and services bo...

PayPal is great way to pay for goods and services both credit and debit are very straightforward and easy to use Reviewed on: 15th April 2026

Don't need to worry about paying anything

Don't need to worry about paying anything Reviewed on: 15th April 2026

Easy to use and access

Easy to use and access - my first choice every time Reviewed on: 15th April 2026

Customer care should have more fast

Customer care should have more fast and A. I like answer. Reviewed on: 15th April 2026

Easy to use and quick to help if you get stuck or fi...

Easy to use and quick to help if you get stuck or find a problem. Reviewed on: 15th April 2026

I can rely on PayPal every time.

I can rely on PayPal every time. Trusted, great offers, and accepted by almost everyone. Reviewed on: 15th April 2026

Excellent service

PayPal has been an excellent service when I required Milwaukee tools from a supplier there pay in three service has been amazing thankyou and they made it so easy brilliant Reviewed on: 15th April 2026

Using PayPal has been swift, their services are top...

Using PayPal has been swift, their services are top notch Reviewed on: 15th April 2026

Very easy to use on most websites and avaliable on m...

Very easy to use on most websites and avaliable on most retailers Reviewed on: 15th April 2026

Super Super

Nothing more nothing less, a quick and easy way to shop Reviewed on: 15th April 2026

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