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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

What you see is what you get clear and reasonable...

What you see is what you get clear and reasonable Reviewed on: 15th April 2026

excellent

It was Great. My problem was solved Reviewed on: 15th April 2026

Great service.

Great service. Got a Credit Limit Increase every 6 to 12 months... Reviewed on: 15th April 2026

Fantastic

Superb. Never a problem with PayPal at all. I have been using and will continue to use PayPal in the future. Reviewed on: 15th April 2026

PayPal payment provider peace of mind

You pay with PayPal if a retailer or a seller failed to deliver, you can always dispute and pay f you are right , you get a refund which gives you as buyer peace of mind and confidence to pay using PayPal Reviewed on: 15th April 2026

The credit limit is very low, and you could offer op...

The credit limit is very low, and you could offer options such as money transfers, balance transfers, and loans. Reviewed on: 15th April 2026

always very good easy to use never had a bad experie...

always very good easy to use never had a bad experience Reviewed on: 15th April 2026

Every transaction is straightforward without issues

Every transaction is straightforward without issues Reviewed on: 15th April 2026

Easy to use

Find PayPal very easy to use and keep on top of payments Reviewed on: 15th April 2026

Excellent experience I had with PayPal credit card

Excellent experience to use my card Reviewed on: 15th April 2026

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