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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Service provision

Excellent efficient service, available when you need it the most. Quick access to your account with great added security that gives you peace of mind when you are shopping online. Good tracking of items that have been ordered and delivery times provided. Reviewed on: 15th April 2026

I use PayPal for my every day expenses.

I use PayPal for my every day expenses. I find PayPal really flexible and I find using different payment methods help me with budgeting finances. There is also the opportunity to collect points and use them against purchases. I would definitely recommend to friends and family. Reviewed on: 15th April 2026

Gives more flexibility with higher payments now a ca...

Gives more flexibility with higher payments now a card is available with the 4 months intrest free Reviewed on: 15th April 2026

Very good and quick service!

Very good and quick service! I will recommend PayPal services Reviewed on: 15th April 2026

4 months intrest free on purchase over £100 cant bea...

4 months intrest free on purchase over £100 cant beat that and i made a payment for items off a shop but items never came contacted paypal on my account and received a refund instantly Reviewed on: 15th April 2026

Ease of payments

Easy to use professional service. Easy payment options a bonus Reviewed on: 15th April 2026

The pay pall is excellent I will recommend my friend...

The pay pall is excellent I will recommend my friend and family Reviewed on: 15th April 2026

Always use PayPal great to use and easy use and conv...

Always use PayPal great to use and easy use and convenient I would recommend to anyone Reviewed on: 15th April 2026

PayPal. The safest banking option !

Joining PayPal was by far the best decision I’ve ever made ! I have both credit and bank accounts and find the whole site so easy to use even and especially the comfort of knowing how safe I feel using PayPal for most of my transactions Reviewed on: 15th April 2026

Nothing like PayPal

PayPal has always been there for me to easy my payment anytime anyday Reviewed on: 15th April 2026

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